---
title: "UBT Business App: Features and Functionality"
description: Features of the UBT Business app
---

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1. [UBT Knowledge Base](https://learningcenter.ubt.com/?hsLang=en)
2. [UBT Business](https://learningcenter.ubt.com/ubt-business?hsLang=en)
3. [Mobile App](https://learningcenter.ubt.com/ubt-business?hsLang=en#mobile-app)

# UBT Business App: Features and Functionality

## Read on to learn how to best utilize the UBT Business app.

The UBT Business mobile app is designed to give you the same power and flexibility as the desktop platform — right from your smartphone or tablet. Whether you’re in the office, on the road, or working remotely, the mobile app ensures you can manage your business finances securely and efficiently. Click [here](https://learningcenter.ubt.com/ubt-business-mobile-app?hsLang=en) for more details about downloading the UBT Business app.

### Unified User Experience

UBT’s mobile app mirrors the desktop interface, with the same layout and navigation. This means consistent functionality and no learning curve when switching between devices. You can also start a task on your desktop and finish it on your phone without missing a beat.

### Key Mobile Features

##### Transaction approvals

- Approve wires, ACH payments, and funds transfers
- Approve multiple transactions at once using Approve Selected

##### Send and receive money

- Initiate internal transfers, UBT-to-UBT payments, and loan payments
- Send domestic wires directly from your mobile device

##### Positive Pay exception handling

- Review and decision exception items from your mobile device
- Manage fraud prevention tools on the go

##### Account management

- View account balances and transaction history
- Group accounts and apply filters
- Export or print transaction data

##### Alerts and notifications

- Receive push notifications for key events (e.g., wire drafted, low balance)
- Customize delivery methods (SMS, email, secure message)

- [UBT Business](https://learningcenter.ubt.com/ubt-business?hsLang=en#main-content)

    - [Account and Setup](https://learningcenter.ubt.com/ubt-business?hsLang=en#account-and-setup)
    - [Navigating the System](https://learningcenter.ubt.com/ubt-business?hsLang=en#navigating-the-system)
    - [Money Movement](https://learningcenter.ubt.com/ubt-business?hsLang=en#money-movement)
    - [Mobile App](https://learningcenter.ubt.com/ubt-business?hsLang=en#mobile-app)
    - [Risk & Reporting](https://learningcenter.ubt.com/ubt-business?hsLang=en#risk-reporting)

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