---
title: Default HubSpot Blog
---

- [Careers](https://www.ubt.com/careers)
- [About](https://www.ubt.com/about)
- [Make a Loan Payment](https://www.ubt.com/personal/auto-personal-loans/loan-payment-online)
- [Privacy](https://www.ubt.com/privacy)
- [Contact Us](https://www.ubt.com/contact)

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- [Personal](https://www.ubt.com/personal) 
    - - [Checking](https://www.ubt.com/personal/checking)
          - [Savings](https://www.ubt.com/personal/savings)
          - [Certificates of Deposit (CD)](https://www.ubt.com/personal/certificates-deposit-cds)
          - [Credit Cards](https://www.ubt.com/personal/credit-cards)
          - [Personal & Auto Loans](https://www.ubt.com/personal/auto-personal-loans)
          - [Home Loans](https://www.ubt.com/personal/home-loans)
          - [Investments](https://www.ubt.com/personal/investments)
          - [Employer Programs](https://www.ubt.com/personal/employer-sponsored-accounts)
          - [Online & Mobile Banking](https://www.ubt.com/personal/online-mobile-banking)
          - [View All](https://www.ubt.com/personal)
    - - Wealth Management 
                  - [Estate Management](https://www.ubt.com/personal/wealth-management/estate-management)
                  - [Investment Management](https://www.ubt.com/personal/wealth-management/investment-management)
                  - [Financial Planning](https://www.ubt.com/personal/wealth-management/financial-planning)
                  - [Private Banking](https://www.ubt.com/personal/wealth-management/private-banking)
                  - [Family Office](https://www.ubt.com/personal/wealth-management/family-office)
                  - [View All](https://www.ubt.com/personal/wealth-management)
          - Goals 
                  - [Graduating College](https://www.ubt.com/goals/graduating-college)
                  - [Reducing Debt](https://www.ubt.com/goals/debt-reduction)
                  - [Starting a Family](https://www.ubt.com/goals/starting-family)
                  - [Growing & Preserving Wealth](https://www.ubt.com/goals/3-steps-growing-preserving-your-wealth)
                  - [Retiring in the Near Future](https://www.ubt.com/goals/planning-retirement)
                  - [Consolidating Student Loans](https://www.ubt.com/goals/consolidating-student-loan-debt)
- [Business](https://www.ubt.com/business) 
    - - [Commercial Banking](https://www.ubt.com/business/commercial-banking)
          - [Small Business Banking](https://www.ubt.com/business/small-business-banking)
          - [Checking](https://www.ubt.com/business/checking)
          - [Savings & CDs](https://www.ubt.com/business/savings-cds)
          - [Loans & Lines of Credit](https://www.ubt.com/business/loans-lines-credit)
          - [Credit Cards](https://www.ubt.com/business/credit-cards)
          - [Treasury Management](https://www.ubt.com/business/treasury-management)
          - [Employee Benefits](https://www.ubt.com/business/employee-benefits)
          - [Online & Mobile Banking](https://www.ubt.com/business/online-mobile-banking)
          - [View All](https://www.ubt.com/business)
    - - Specialities 
                  - [Doctors & Hospitals](https://www.ubt.com/business/medical-banking-service)
                  - [Cities & Municipalities](https://www.ubt.com/business/specialties/corporate-trust)
                  - [Churches](https://www.ubt.com/business/loans-lines-credit/church-financing)
                  - [Agriculture](https://www.ubt.com/business/loans-lines-credit/ag-loans)
                  - [Fraternities & Sororities](https://www.ubt.com/business/loans-lines-credit/greek-housing-financing)
                  - [NFIT Program](https://www.ubt.com/business/nfit)
          - Business Tools 
                  - [Accept Credit & Debit Cards](https://www.ubt.com/business/treasury-management/merchant-card-services)
                  - [Collect and Send Payments](https://www.ubt.com/business/treasury-management/electronic-payments-ach)
                  - [Manage Fraud](https://www.ubt.com/business/treasury-management/fraud-management-positive-pay)
                  - [View All](https://www.ubt.com/business/treasury-management)
- [Learning Center](https://www.ubt.com/learning-center) 
    - Topics 
          - [Planning for Retirement](https://www.ubt.com/learning-center/retirement)
          - [Managing Your Money](https://www.ubt.com/learning-center/managing-your-money)
          - [Owning a Home](https://www.ubt.com/learning-center/owning-home)
          - [Building Credit](https://www.ubt.com/learning-center/building-credit)
          - [Investing](https://www.ubt.com/learning-center/investing)
          - [Estate Planning](https://www.ubt.com/learning-center/estate-planning)
          - [Running a Business](https://www.ubt.com/learning-center/running-business)
          - [Fraud Prevention](https://www.ubt.com/learning-center/fraud-prevention)
    - Resource Types 
          - [Blogs](https://www.ubt.com/learning-center/blogs)
          - [Videos](https://www.ubt.com/learning-center/videos)
          - [Podcasts](https://www.ubt.com/learning-center/podcasts)
          - [Events](https://www.ubt.com/learning-center/events)
          - [FAQ](https://www.ubt.com/learning-center/faq)
          - [Guides](https://www.ubt.com/learning-center/guides)

[Find A Location](https://www.ubt.com/locations)

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- Personal Logins 
    - [UBTgo Online Banking](https://www.ubt.com/personal/online-mobile-banking)
    - [Omnify Health Benefits Account](https://ubt.wealthcareportal.com/Authentication/Handshake)
    - [Retirement Plan Participant](https://www.ubt.com/personal/investments/401k-403b)
    - [Personal Credit Cards](https://www.ezcardinfo.com/login.aspx?bid=880065&b=UBT%3Fb%3DUBT%3FunitCode%3DUBT)
    - [Wealth Management Portal](https://icp.infovisa.com/UBT0/)
- Business Logins 
    - [Business Banking Online](https://onlinebanking.ubt.com/EBC_EBC1151/Login/104910795)
    - [ACH Scheduler](https://secure.ubt.com/ACHScheduler/Pages/login.aspx)
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    - [Omnify Health Benefits Sponsor](https://www.ubt.com/business/employee-benefits/omnify-health-benefits)

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[Find A Location](https://www.ubt.com/locations)

Valentine | South Hall & US 20

Address230 S. Hall St., Valentine, NE 69201

###### Hours

Lobbycloses at 5:00pm

Drive Thrucloses at 5:00pm

[(402) 376-2330](tel:4023762330) [Directions](https://www.google.com/maps/dir/?api=1&destination=230%20S.%20Hall%20St.%2C%20Valentine%2C%20NE%2069201)

![Snapshot map of current favorite location](https://learningcenter.ubt.com/hubfs/raw_assets/public/UBT_March2021/images/staticmap.png)

[Location Details](https://www.ubt.com/locations/ne/valentine/valentine-south-hall-us-20) [View All Locations](https://www.ubt.com/locations)

- [Personal](https://www.ubt.com/personal) 
    - - [Checking](https://www.ubt.com/personal/checking)
          - [Savings](https://www.ubt.com/personal/savings)
          - [Certificates of Deposit (CD)](https://www.ubt.com/personal/certificates-deposit-cds)
          - [Credit Cards](https://www.ubt.com/personal/credit-cards)
          - [Personal & Auto Loans](https://www.ubt.com/personal/auto-personal-loans)
          - [Home Loans](https://www.ubt.com/personal/home-loans)
          - [Investments](https://www.ubt.com/personal/investments)
          - [Employer Programs](https://www.ubt.com/personal/employer-sponsored-accounts)
          - [Online & Mobile Banking](https://www.ubt.com/personal/online-mobile-banking)
          - [View All](https://www.ubt.com/personal)
    - - Wealth Management 
                  - [Estate Management](https://www.ubt.com/personal/wealth-management/estate-management)
                  - [Investment Management](https://www.ubt.com/personal/wealth-management/investment-management)
                  - [Financial Planning](https://www.ubt.com/personal/wealth-management/financial-planning)
                  - [Private Banking](https://www.ubt.com/personal/wealth-management/private-banking)
                  - [Family Office](https://www.ubt.com/personal/wealth-management/family-office)
                  - [View All](https://www.ubt.com/personal/wealth-management)
          - Goals 
                  - [Graduating College](https://www.ubt.com/goals/graduating-college)
                  - [Reducing Debt](https://www.ubt.com/goals/debt-reduction)
                  - [Starting a Family](https://www.ubt.com/goals/starting-family)
                  - [Growing & Preserving Wealth](https://www.ubt.com/goals/3-steps-growing-preserving-your-wealth)
                  - [Retiring in the Near Future](https://www.ubt.com/goals/planning-retirement)
                  - [Consolidating Student Loans](https://www.ubt.com/goals/consolidating-student-loan-debt)
- [Business](https://www.ubt.com/business) 
    - - [Commercial Banking](https://www.ubt.com/business/commercial-banking)
          - [Small Business Banking](https://www.ubt.com/business/small-business-banking)
          - [Checking](https://www.ubt.com/business/checking)
          - [Savings & CDs](https://www.ubt.com/business/savings-cds)
          - [Loans & Lines of Credit](https://www.ubt.com/business/loans-lines-credit)
          - [Credit Cards](https://www.ubt.com/business/credit-cards)
          - [Treasury Management](https://www.ubt.com/business/treasury-management)
          - [Employee Benefits](https://www.ubt.com/business/employee-benefits)
          - [Online & Mobile Banking](https://www.ubt.com/business/online-mobile-banking)
          - [View All](https://www.ubt.com/business)
    - - Specialities 
                  - [Doctors & Hospitals](https://www.ubt.com/business/medical-banking-service)
                  - [Cities & Municipalities](https://www.ubt.com/business/specialties/corporate-trust)
                  - [Churches](https://www.ubt.com/business/loans-lines-credit/church-financing)
                  - [Agriculture](https://www.ubt.com/business/loans-lines-credit/ag-loans)
                  - [Fraternities & Sororities](https://www.ubt.com/business/loans-lines-credit/greek-housing-financing)
                  - [NFIT Program](https://www.ubt.com/business/nfit)
          - Business Tools 
                  - [Accept Credit & Debit Cards](https://www.ubt.com/business/treasury-management/merchant-card-services)
                  - [Collect and Send Payments](https://www.ubt.com/business/treasury-management/electronic-payments-ach)
                  - [Manage Fraud](https://www.ubt.com/business/treasury-management/fraud-management-positive-pay)
                  - [View All](https://www.ubt.com/business/treasury-management)
- [Learning Center](https://www.ubt.com/learning-center) 
    - Topics 
          - [Planning for Retirement](https://www.ubt.com/learning-center/retirement)
          - [Managing Your Money](https://www.ubt.com/learning-center/managing-your-money)
          - [Owning a Home](https://www.ubt.com/learning-center/owning-home)
          - [Building Credit](https://www.ubt.com/learning-center/building-credit)
          - [Investing](https://www.ubt.com/learning-center/investing)
          - [Estate Planning](https://www.ubt.com/learning-center/estate-planning)
          - [Running a Business](https://www.ubt.com/learning-center/running-business)
          - [Fraud Prevention](https://www.ubt.com/learning-center/fraud-prevention)
    - Resource Types 
          - [Blogs](https://www.ubt.com/learning-center/blogs)
          - [Videos](https://www.ubt.com/learning-center/videos)
          - [Podcasts](https://www.ubt.com/learning-center/podcasts)
          - [Events](https://www.ubt.com/learning-center/events)
          - [FAQ](https://www.ubt.com/learning-center/faq)
          - [Guides](https://www.ubt.com/learning-center/guides)
- [Careers](https://www.ubt.com/careers)
- [About](https://www.ubt.com/about)
- [Make a Loan Payment](https://www.ubt.com/personal/auto-personal-loans/loan-payment-online)
- [Privacy](https://www.ubt.com/privacy)
- [Contact Us](https://www.ubt.com/contact)

# Default HubSpot Blog

Topic

[Load More](https://learningcenter.ubt.com/blog/page/0)

Learning Center articles, guides, blogs, podcasts, and videos are for informational purposes only and are not an advertisement for a product or service. The accuracy and completeness is not guaranteed and does not constitute legal or tax advice. Please consult with your own tax, legal, and financial advisors.

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